~Thursday~ I charge everything that I possibly can on one credit card, one on which I get reward points, and I pay it off monthly. The last time I took a snapshot, my average monthly bill was around $1500 a month:
Recently, I received my “2011 Annual Summary” of my credit card charges, which is broken down into these six categories, with my percentage of total expenses spent in each category indicated:
- Travel – 15%
- Restaurants – 19%
- Auto – 9%
- Merchandise – 39%
- Cash – 0% (I would never get cash out from my credit card with the exorbitant interest rate on it.)
- Miscellaneous – 18%
Of my restaurant charges, 47 out of 139 (33.8%) were at this establishment, where I dropped $768.42, mostly for liquid refreshments, and more specifically for bourbons and Diet Coke:
